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Bank wrongly repossessed my car. Can I go after them for a day's wages for having to miss work?
22nd January 2011
The Vehicle is owned by me, but I took out a small loan and used the car as collateral. OK..so I was a month and a half past due (shame on me) and I recived a certified letter stating that I had to pay 0 on or before 5/20 or the bank would take possession of my vehicle. I paid the $$ before the date stated on the certified letter. On 5/19 sometime during the night my car was taken. I reported it stolen, cotacted my insurance and made arrangements to get a rental car. A few hours later the police called and told me it was at an recovery lot. It turns out that my bank took the car on accident. They called me and apologized and of course said that they would pay the 0 to get it out of of the recovery yard. They were really kissing my butt on the phone and offered to have a car come take me to get my car. Now…the question is…I had to take off a day from work for this bank error. Am I able to go after them for my missed day of work? And can I do that without using an attorney?
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Possibly (you really would need legal advice on it, probably not worth the expense), but whether it’d be worth the legal fees is another matter.
I’d probably try to get the money out of the bank before trying the legal system (although threatening legal action may be worth, especially if you would have a good case) in the hope that they’ll just settle for the small amount (to them at least) instead of contesting the claim.
You could also say that if you can’t trust a bank to correct its errors and provide compensation for all loses caused by the errors that you wouldn’t feel safe keeping your money with them.
Comment by bestonnet_00 — January 22, 2011 @ 11:26 pm
Yes, you can sue them for pain and suffering and any loss due to their error.
Comment by Cindy W — January 22, 2011 @ 11:26 pm