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Can a car financed in the US be repossessed in Canada?
7th September 2009
If I finance a car in the United States and then move to Canada and cease to make payments, can it be repossessed still?
I can’t imagine how they would find it. The only thing I can think of is when I register the car in Canada, the VIN number will show up. Do the United States and Canada share these records? Would the bank even search Canada? Would they really come all the way to Canada to take it? Could they?
Posted in: Auction FAQ | | Comments (2)
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Yes they can and they will find the car soon enough.They can also flag the vin number and you will not be able to sell it legally.
Comment by jeffyukon — September 7, 2009 @ 6:40 am
Yes, legally, they are able to repossess the vehicle. To my understanding it is still the property of the financer until the vehicle has been completely paid off.
It’s likely that the financing company will ‘sell’ the car at a reduced price to a repo company, and the repo company will come after the vehicle.
Comment by vassman86 — September 7, 2009 @ 6:40 am