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I want to finance a used vehicle that is 11,000 dollars here in Florida. I have 2,000 down. What percentage rate can I expect? Is 644 a decent credit score? I’ve been at the same job for 4 years. I really don’t use/need credit until it comes down to buying a car (tired of driving cars I have to fix every month LOL). At what percentage rate should I walk away?
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Walk away from anything above 9.5% with your score.
644 isn’t too bad.
Comment by jason — August 27, 2010 @ 4:15 am
Nope. Ask your favorite lender. Heck, cal your bank/credit union and ask a loan officer. You pay for those loan officers to be there, so use them!
Comment by alfredb1979 — August 27, 2010 @ 4:15 am
The dealer will charge you whatever you are willing to pay.
Try a credit union. Avoid dealer financing.
Comment by n — August 27, 2010 @ 4:15 am