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Odd question, but I’m just not sure how to proceed.
I’ve been getting phone calls from a Toyota dealership in my town (7 calls today alone) who claims that I wrote a bad check for about 0 in repairs on my Toyota. This would be okay, and not really a reason to ask the yahoo answers people, but…
1-I’ve never taken my car to this dealership for repair.
2-I don’t even OWN a Toyota. Nor does anyone in my household, I don’t drive, borrow, rent, or otherwise have possession of a toyota.

After finally talking to someone who didn’t seem hellbent on strong arming 0 from me, I found that the checking account the check was written on is an old account of mine that has been closed for quite some time. I didn’t realize I even still had checks from the account but it’s from my old account, complete with the old address that i’ve not even lived at for about 3 years, which is also an out of state bank, so I can’t exactly just run over to a branch and get some help.

I now live in NC. The address given to the dealership is not my current address, but is an address that i’ve lived at recently in NC. The check address is from an address in Ohio, and my bank is based in Texas. The dealership is telling me that it’s my information, so therefore I am responsible, and that if they’re not reimbursed that they will have a mechanics lien and repossess my car.
i don’t think they can do that, can they? And if so, wouldn’t they have to get the lien on this Toyota, not the car that I DO actually own? They told me that I need to file all kinds of police reports in NC as well as in ohio, too. In my opinion, if they took an out of state check without even verifying anything, that’s not my problem. Anyone have any suggestions on what to do here?

5 Comments »

1. 

   Ok, call the bank you used to use, I am sure they will be aware of the issue. The account is closed. They would have noted activity against it. You are not responsible for check fraud. The dealership screwed up and took a check without checking id, or it was an altered check. They have no power to repo any of your assets, or even take you to collections. If they want to lein the car they did work on they can go ahead and do it.

   You do need to contact the police though and ask them if there is any paperwork you need to fill out for them.

   Now with that said. For the love of god go run a credit report! Just to make sure that it was just check fraud and not identity theft.

   Comment by fuzzylogic_y2k — August 8, 2011 @ 6:39 am

2. 

   do u have a clue?? call the police NOW TODAY,,someone [probably a friend or relative] has stolen your Identity..turn off the TV and wake up
   do you owe the dealer no,,but they can F uck up your credit and life big time,,call the bank,,write down who u talk to and whats said,,get on it now,,call every one involved,,AFTER you call the police,,,do u hear me POLICE

   Comment by pedro7of9 — August 8, 2011 @ 6:39 am

3. 

   all the answers you have received have good info–be sure to run a credit report and report this to all the credit bureaus

   Comment by John — August 8, 2011 @ 6:39 am

4. 

   I could give you my opinion but that would do no good since I’m not a lawyer and am not familiar with the laws regarding something like this.

   What I would do, if I was in the same situation is to go speak with a local attorney and get some advice from him on the best way to handle this.

   My gut feeling is that the dealer is trying to bluff you. You need to take a hard stand with them and tell them you’re turning this over to an attorney and if they don’t stop harassing you, you will take them to court.

   Comment by Pete M — August 8, 2011 @ 6:39 am

5. 

   first let the police know. then tell them to repo the toyota and anything they sell it for above and beyond the repair cost. tell them you want for having to straighten out the fact they didn’t check a proper ID

   Comment by Peter — August 8, 2011 @ 6:39 am

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