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Can my car be repossessed if I had no written agreement?
17th September 2009
I didn’t finance car through a finance company, my friend sold it to me. She said I could pay her whenever I could. I was late on paying. But I have paid last month. She still wants to repo it and not work it out. What can I do?
Posted in: Auction FAQ | | Comments (4)
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If the car is financed it can be repossessed.
Comment by Landlord — September 17, 2009 @ 4:17 am
If you financed a car, you had a written agreement. The lender holds the title, correct?
Comment by jlf — September 17, 2009 @ 4:17 am
If you financed the car they can reposes it. Generally you have to miss at least 3 payments for them to take action. Call the finance company even though you don’t want to. Tell them that your having difficulty making the payments and they might be able to work something out with you.
Comment by cheezpleez — September 17, 2009 @ 4:17 am
If there is no written agreement there’s no legally enforceable lien on the car, but it depends on who you’re dealing with.
Repossession only happens when someone has missed two or more payments. Some folks think a person deserves to lose their car if they don’t make the payments.
Comment by Buyer's Agent 80228 — September 17, 2009 @ 4:17 am