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Can my mortgage or home equity bank repossess my car if I stopped making mortgage payments?
13th December 2010
I am ready for foreclosure. I cannot afford any more payments. I have two cars that are fully paid and I am just wondering if a bank can repossess or put a lien on them?
Posted in: Auction FAQ | | Comments (3)
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Nope. They only have the right to your home.
Bankruptcy – would give them the right but not foreclosure.
Comment by Ruth Z — December 13, 2010 @ 11:27 am
No, they cannot repossess your cars. But get ready for those higher car insurance rates! After your foreclosure, you are going to pay mor for everything based on credit, like insurance.
Comment by godged — December 13, 2010 @ 11:27 am
There are actually companies that will work with you to buy your mortgage away from your mortgage company and avoid your foreclosure. Try looking into it at http://www.speedyrealestate.info. Good luck!
Comment by Ms M — December 13, 2010 @ 11:27 am