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Can you have auto insurance without a car?
9th July 2009
I recently had my car repossessed and with the amount the finance company was asking I could not afford to get it back. I am wanting to know if you can have insurance without having a vehicle listed on the policy? I occasionally drive my partners vehicle and I need to have insurance and I do not want to terminate my current policy I am with Nationwide Insurance
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you can carry non owners policy BUT if you live with your partner or anyone else who owns a car, you CAN’T carry that policy. you must live in a home where noone owns a car and you have no access to a car in order to carry non owners insurance. if you do live with your partner or someone who owns a car, have them place you on their policy.
Comment by Queen B — July 9, 2009 @ 4:17 pm
Yup, call your insurer and tell them you need a ‘non-owners’ policy. You’ll be covered for liability on any borrowed vehicles you drive. It will also satisfy your state financial responsibility laws.
In the future, if you buy a car just have it added for a standard auto policy.
Comment by ernesto_tig — July 9, 2009 @ 4:17 pm
yes, I am not sure if Nationwide offers it, but I know Progressive does.
Comment by Scooter girl — July 9, 2009 @ 4:17 pm