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Car repossessed, can they garnish wages…7 years later?
15th November 2010
This concerns my husband’s old Santa Fe. Here are all the details I know: he leased the car with his ex (at the time), but when they couldn’t make payments (because of her over excessive spending) they returned the car. Fast forward 7 years later, my husband learned that he is being taken to (Small Claims) court for about ,000 – the dealership is claiming he still owes them for payment of the Santa Fe.
Now, my question(s) is/are:
1. Can they do this? Even though they got the car back and it was 7 years ago?
2. He was married back then to someone else, so can they go after HER, too?
3. This was 7 years ago and my husband has since sold a house – if they had filed back then, they could have put a "lean" on the house (as he told me) to get their money back…So would this recent complaint still be valid NOW?
4. They are taking him to Small Claims Court, which (as my husband’s father said) will only get them an amount NOT EXCEEDING ,000…yet they are suing for ,000…How does this make sense?
5. Doesn’t the repossession cancel out the lease agreement because they got their vehicle back? And is it like with cell phone companies, where you can just pay a fee to cancel a contract early?
6. We aren’t married yet, but we live together and have a 3-yr-old boy…Can they garnish MY wages too?
Can anyone advise? We live in Ontario, and I’m not sure who the dealership is. All I know is that they are a used car dealership…
Thanks in advance!
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YES !!!!!!!!!!!!
Darla S
Comment by I dont have a picture — November 15, 2010 @ 1:50 am