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i had this great job so i decided to buy my first new car. stupid me quit job and moved to another state. couldnt get a good enough job to make car payments. dad got real sick i moved back home, i got my good job back is there anyway i can get my car back? citifinancial sent me something saying i could pay a certain amount and be done with it. i am not sure if they auctioned off my car. can i find that out too? not only have i ruined my credit but lost a great car. if the car is auctioned is there anyway i could get another one? this sounds ridiculous i know. but ill try anything.
thanks ive decided to leave it alone and try and fix the credit i do have. i already have 2 other used cars i just bought for me and my daughter, but i am having to spend alot of money to fix them up. by the time i finish dishing out money to fix the old ones THEY will be new cars. anyways thanks for your input. ill think of another stupid question tomorrow. have a great night.

4 Comments »

1. 

   Yes, depending on how long it has been….
   All you need to do is call the bank that the car was financed through. They will let you know what you have to do to get the car back, or if you even can. They will want all the behind payments to be made, as well as the towing fee and a large deposit. Sometimes they will let you just come up with the money to pay the vehicle off before allowing you to have it back.
   If you cannot afford a large lump sum, I recommend trying to get either a personal loan or to refinance it to get it back and leave the bad payment history and the future late fees for the time it will take to come up with the large lump sum the previous bank will want.
   Best of luck to you!!

   Comment by eyeattractlosers — June 12, 2011 @ 6:38 am

2. 

   how long has it been. normally when something gets repossessed you have to pay the full amount you owe to get it back

   Comment by capone — June 12, 2011 @ 6:38 am

3. 

   Better buy a fairly decent used car from a private owner and take a year or two to stabilize economically. There’ll still be great new cars then if they can find gas to put into them. Any attempt to regain the car you lost should immediately be dismissed. You won’t even know what you ‘re getting back, and that’s only one of many complications. Let well enough alone for the time being.

   Comment by welchm53 — June 12, 2011 @ 6:38 am

4. 

   Don’t ask us, ask the bank. If they arrived at a figure for you to pay, then they must have sold it. Otherwise they wouldn’t know how much to charge you.

   Comment by Firebird — June 12, 2011 @ 6:38 am

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