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I want to buy a used car, ive never bought a car before and have some questions

If I don’t have a bank account or credit card can I still purchase a used car with a down payment and pay the monthly allowance? Do I need to get a credit score? What if I don’t have a credit score?
how do I get a loan?

6 Comments »

1. 

   Yes you can still buy a car without a credit card or bank account. Although if you have no credit card or any bills, your cradit may not be good enough for them to give you a loan to get the car. What you need to do is go to the dealership and tlak to them, they will talk you through everything and let you know what you can and can’t do. A piece of advice, I’d take someone with you who knows what they are doing, so you don’t get a bad deal. Maybe your dad, brother, or other family?

   Comment by ineedtoknow — February 11, 2011 @ 4:16 pm

2. 

   cars.com

   Comment by Wes — February 11, 2011 @ 4:16 pm

3. 

   The best way to buy a used car is to go to a CREDIT UNION and ask them about their car buying program. They cannot make a profit and they will answer all your questions including exactly how to get a loan. They are strictly regulated and will not rip you off like a dealer or a bank might. If they say you are not credit worthy then DO NOT BUY ON CREDIT FROM ANYONE ELSE. If the credit union will not lend to you then you are "sub prime" and will get ripped off by someone else.

   Steady employment and a good salary are necessary for a car loan. Everyone has a credit score if they’ve ever paid a bill or had a credit card. You just don’t know what it is. The credit union will help you. Do not go to a commercial bank or dealership. DO NOT GO TO A DEALER. Go to a credit union and buy the car through their broker.

   Comment by mr_crankypants — February 11, 2011 @ 4:16 pm

4. 

   yes you need a credit score. you need a good credit score. one of the steps to buying a car is for the salesman to check your credit. if you have bad credit, then you might be paying a whole lot more money than you have to for the car, or you might not be able to get the car at all.

   if you don’t have a credit score, then you might not be able to get a car until you get some good credit.

   Comment by adrian b — February 11, 2011 @ 4:16 pm

5. 

   You also should compare car insurance quotes for different cars before buying one, for example here – autoinsurance.maclenet.com

   Comment by Bill R — February 11, 2011 @ 4:16 pm

6. 

   here you can find helpful Tips For Buying a Used Car
   http://www.c0000l.com/?p=143069

   Comment by just84 — February 11, 2011 @ 4:16 pm

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