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I have a car I'm upside down in, will a bank negotiate a new balance if I go into bankruptcy?
5th February 2011
My loan balance is ,000 on my 05 Pacifica. I am an auto dealer and I can run auction reports and I know the car sells for 10,000 in the auction. Do you think Wachovia will negotiate a new loan based on what they will get for the car in the auction? The alternative is to throw the car into my bankruptcy and give it back anyway. Anybody have any insight on this?
Posted in: Auction FAQ | | Comments (6)
6 Comments »
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Talk to Wachovia. You can choose to reaffirm the debt. But otherwise you will have to throw it in.
Comment by very important pig club — February 5, 2011 @ 4:49 am
sounds like a personal problem to me (, :
Comment by hannah faye — February 5, 2011 @ 4:49 am
ya i think they will negotiate because they would rather you keep the car so you can pay it off and so they can keep getting money from you
Comment by rahtutt — February 5, 2011 @ 4:49 am
yeah they should. Companies don’t like the word bankruptcy, it might as well be a curse word.lol They’d rather some money than no money
Comment by golden — February 5, 2011 @ 4:49 am
Hello,
I am Corrine and i saw your ads about needing a loan,In the internet they are alot of scams out there.I decided to answer your question to prevent you being scammed.I was once in your shoes and i had bad credit yet I got a loan of $250,000 from a bank online and i was lucky not be scammed.
Contact them at email: accounts@tridsb.net to try your luck.Their. interest rate of 0.3% is simply great.You might get lucky.
Comment by Stubbins G — February 5, 2011 @ 4:49 am
Ged
you need a professional to do this for you.
but yes you can renegotiate and modify loans
go to http://www.agdebtconsultation.com
their debt consultations are free
Comment by Aaron — February 5, 2011 @ 4:49 am