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I just had my car repossessed because my company closed its doors and I was unemployed for 5 months.?
10th July 2009
I am now back to work and getting ready to catch the car payment up on Monday and they repossessed it this morning. Someone told me that if I pay the past due amount, late fees, and all fees associated with the repossession, usually the car company will let you have it back. does anybody know this for sure or do you have advice? thanks!
Posted in: Auction FAQ | | Comments (5)
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The finance company does not want your car. Call them Monday morning and be ready to pay all the fees and past due payments. I would bet they will reinstate the loan!
Comment by fire4511 — July 10, 2009 @ 11:25 pm
Generally it is cheaper for the Car company to just let you have the vehicle back. If they don’t, they have to go through the process of selling it again to make up for the loss. So, you will most likely get your car back.
Comment by billum — July 10, 2009 @ 11:25 pm
i would advise you to contact your loan company and ask them what you must do in order to get your car returned to you. they can tell you better than anyone else.
Comment by [BBq] Felix — July 10, 2009 @ 11:25 pm
1. yes, if you pay up every penny due, plus fee’s, repo fee’s, etc, many will give it back.
2. next time… don’t sit around for 5 months w/o a paycheck. flip a burger, collect trash, anything, even 2 jobs.
cause now, those 5 months of late payments just seriously dented your credit rating and you will pay for it in furture insurance, car loans, credit cards, etc due to higher interest rates. cause now you are more of a risk to not pay.
Comment by Quiet.Buck — July 10, 2009 @ 11:25 pm
yes. they will give you the car back. just pay all dues.
Comment by Jeff T — July 10, 2009 @ 11:25 pm