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issue about repossessed car,can you help?
18th July 2010
about 8 yrs ago my wife bought me a new car.not long after that we went through some serious issues.she went to jail and when i started paying the bills,i found out how much the car payment was and that she didn’t buy the car herself.she forged my name on the paperwork with hers which means we both bought the car.now i wasn’t happy about that.on top of she lied to me about how much the car payment was.meaning i would never of even thought about buying the car knowing how much the payments would have been.anyways i let the bank take the car back because i couldn’t afford the car and the mortgage.well when my wife got out of jail we went to divorce court and even with her record,she got the house and everything else.well not to long after the she filed for bankruptcy and eventually lost the house.now 6 yrs later the bank is calling me demanding money owed on the car.i told them to call the ex.they said she was clear because of the bankruptcy.i said no way she lost.on top of i told them i never even signed for the car,the ex forged my name and told me she bought it on her own and i would take a lie detector test in court if needed.so what do you think would happen?should the ex be reliable for the car?even though the lied and told me she bought it?she handled all bills and i didn’t find out about the forgery til after she went to jail.
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You are probably screwed. At the very least you will need to find a lawyer to help unravel the mess that’s been made. You should have notified the bank immediately when you found out that she had forged your signature. Because you failed to notify them at the time it is an indication of your acceptance of the situation.
Pay an attorney a few bucks to see what he thinks about it. If it’s been 6-8 years you may even be past the statute of limitations on the debt.
Comment by GUS — July 18, 2010 @ 6:37 pm