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now they are after her for the difference. my name is in no way tied to the car. should i worry about them having a legitimate way to get at my money? will this ever hurt my credit? she cannot pay the bill and will never be able to.
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I agree with all the other posters except for 1 thing if you live in a community property State like AZ, CA, ID, LA, NV, NM, TX, WA or WI then unless you were legally separated in the eyes of the court then yes they can come after you for this debt.
If you don’t live in one of those States you have nothing to worry about.
Comment by SPIFIMAN1 — June 30, 2010 @ 11:26 am
If you were not on the loan at all, this will not affect you.
Comment by lil southern girl — June 30, 2010 @ 11:26 am
If you are not on the loan or title and you are in no way connected to it then you are fine. You are no longer a legal entity.
Comment by Michael B — June 30, 2010 @ 11:26 am
Since your name is not on the loan you have no responsibility and no problems. They cannot come after you for that debt. It cannot affect your credit, but if you are still with your wife and you try to obtain credit jointly, her credit will definitely affect the process.
Comment by Emanon — June 30, 2010 @ 11:26 am