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Client: Frank T. (Buffalo, NY)
Vehicle: 2003 VW Passat
Book Value: $17,789
Purchase Price: $9,050
Savings: $8,739

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Client: Chris W. (El Cajon, CA)
Vehicle: 2002 Ford Expedition EB
Book Value: $18,944
Purchase Price: $8,000
Savings: $10,944

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Client: Cliff S. (Ft. Worth, TX)
Vehicle: 2002 Hyundai Elantra
Book Value: $9,975
Purchase Price: $475
Savings: $9,500

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Today I went to a new/used dealership to look at an ’03 car that I wanted. When I got there, though, someone bought it, and it was the only one. The manager came out and said no problem, we can get you one just like it in a week. So I basically ordered an ’04, gave them color choices, price cap and mileage cap and a 0 deposit, & signed a P&S with those contingencies in it. I did not think that you could just walk into a dealership and just "order" a used car. Do most dealerships do this??

This was a verbal agreement between myself & a friend’s son. I have the title with myself listed as the lien holder. I repossessed the car once & he stole it back and there was nothing I could do about it. Anyone have any suggestions on how I need to proceed to get this car back so I can outright sell it?

Or do you see any red flags? I’m not great at reading these reports. Vehicle is a 2006 Hummer H3 with approx. 13k on it. Thanks for any help

Carfax:

http://www.carfax.com/VehicleHistory/p/Report.cfx?vin=5GTDN136768160310&partner=DLR_3&zipCode=

Autocheck:

07/15/2006 CA 83 Motor Vehicle Dept. ODOMETER READING FROM DMV
08/10/2006 UPLAND, CA Motor Vehicle Dept. REGISTRATION EVENT/RENEWAL (Leased Vehicle)
08/12/2006 CA Motor Vehicle Dept. TITLE (Lien Reported)
08/25/2006 CA Motor Vehicle Dept. TITLE (Lien Reported)
07/16/2008 UPLAND, CA Motor Vehicle Dept. REGISTRATION EVENT/RENEWAL (Leased Vehicle)
11/02/2009 MI 13,041 Auto Auction REPORTED AT AUTO AUCTION
11/25/2009 UPLAND, CA Motor Vehicle Dept. REGISTRATION EVENT/RENEWAL (Leased Vehicle)
12/09/2009 CA Motor Vehicle Dept. TITLE
DUPLICATE TITLE (Lien Reported)
03/29/2010 PACIFIC SW REGION 13,044 Auto Auction REPORTED AT AUTO AUCTION AS MANUFACTURER VEHICLE

Here’s the vehicle:

http://hummer.bobmoore.com/used/HUMMER/2006-HUMMER-H3-e0cdc20a7f0000010080bc28ef3cc953.htm

www.seized-cars.net

I havent made a payment since July 2009. The "bank" has gone to court and been issued a Writ of Possession. They havent shown up to my house yet. I hear that they’ll come with the police and repo guy. I plan to hide out in the house and not answer my door. The longer I string them along/stall for time, the longer I go judgement free. I figure if they get the vehicle back sooner, they’ll sue me that much sooner and start garnishing my wages. Seems to be to my advantage to string this out as long as possible. What happens if they never recover the vehicle? (its in Mexico)
Why would I surrender the vehicle? so they can auction it off for pennies on the dollar, then sue me for the balance? ohhhhhh, and garnish my wages. forget that, I’ll part this sucker out and give it back on blocks, lol
"Also, if the creditor doesn’t receive the vehicle back after going through the court ordered Replevin, then the creditor might include the term ‘P&L write off’ or ‘Subscriber cannot find’ in with their regular negative reporting of the account on your credit reports, which is far worse than just having a repo or a repo and a judgment on your reports." I plan to go chapter 7 BK and wipe everything out
Is it possible to beat the repo man? I’d have to say yes. I’ve beat the repo man like a "yard dog" for the last 2 years, lol. Even if they sue me and get a judgment for the full balance of the loan, plus repo charges, they’ll never recover the vehicle and I’ll declare chapter 7 bankruptcy and wipe out their judgment. I think its funny as hell to see "The Bank" continue to switch repo companies. They’ve burned through 3 different companies in the last 2 years. I think its funny to confuse their "skip tracing" software, by registering my credit cards to a relatives house 2,000 miles away. Also, turing on utilities for a buddy who is attending college out of state confuses them as well. The more time they waste with me, is one more day someone else more deserving gets to keep their car, because the repo guy is spinning his wheels with me. I cant wait until he shows up with the cops. I will come out, get really really really mad, tell them the vehicle "ain’t here" so "get lost." I will also trespass the repo guy in the presence of the officer, and is he returns, it will be considered "disturbing the peace" which is a big No No in the repo world. The cops can only arrest me if the vehicle is here
"Louis and Matt?????" are you serious? Those are actors. google them. You think that show is real? wow.

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