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In April of 2007 I had bought a vehicle from West Covina Nissan. A small SUV Nissan Xterra SE 2007 I paid the vehicle very good sometimes I was late but then I was able to always catch up on my payments and so I did that for close to a year. And on 3/2008 I had my vehicle stolen from me, close to my house. I had gone with some friends for 4 days and I had no need to take my vehicle as I was going with them on their vehicle. So I parked it close to my house. When I came back it was late at night and I was so tired I just wanted to rest and I had no need to look at the vehicle or go to it I thought it would be there when I need it the next morning. so I woke up and I did not see it so my first thought was that it got towed away and I called everywhere to the city the parking enforcement and last the police and they advised me to make a police report and I did. On 3/05/2008 and so all I had to do is wait. I have lojack and they did found it in Mexico the very next day according to this paper I got by mail a week later but the law enforcement in Mexico found it the next day of the police report. And so since then the finance company for some reason took possession of the vehicle and never let my insurance company go in and fix it so that I can get my vehicle back. and so they were giving me the run around and at the time I did not know I would still need to be paying the vehicle if it had gotten stolen and when they told me that the insurance company cannot go in to fix because I owed money I paid off the past due balance and everything should have been fine. And then my insurance sends my finance company the money to fix the car and then all I hear and get a letter is that the finance company sells the car at auction for nonpayment. After I had paid them the entire amount that was past due. They sold the vehicle on July 10, 2008 so from 03/05/2008 to 7/10/2008 they had the car and where giving me the run around and the car was supposed to have been returned to me. And so I need legal advice and I would like to hire a lawyer or attorney to help me in this civil matter. Thank you have a great day you can email me at jmarcial1983@yahoo.com for more detailed information if you are law professional

Strange question I know. So my mom is going through Credit Acceptance Center (shivvers) for a car. Back in March she got sick and missed some work, she was also trying to save up to move to a cheaper area in June. To help out I called Credit Acceptance Center on March 19th and told them I would like to pay 70.11 (3.37 x 3) to cover March, April and May’s payments. The rep said sure thing and took my money. April comes around and they try to pull 3.37 out of my mom’s bank account for April’s payment. That caused the bank to charge 2 NSF fees. I call Credit Acceptance, explain the situation and have them call the bank and ask if they will reverse the fees due to Credit Acceptance Centers mistake. They did. So, my mom works as a cook on a tug boat. She asked me to watch her car and her dog this month while she is on the boat. Both are in my yard. I go to feed the dog and hear her barking, they are towing the car.
I call customer service and verify the payments all processed. They are now saying they don’t do advance payments, despite the first rep I spoke to in March saying "Sure thing" and the second apologizing to the bank for their mistake and assuring me that they next payment would be due June 14th.
So is this legal for them to repossess the car? If not then can I call the police to report the car stolen and actually get Credit Acceptance Center into hot water?
Yes they deducted it all on March 19th. All ,270.11.
Oh I also paid her insurance up for 6 months to make sure that was good.
I called their customer service again tonight and they are saying the payment was due on May 13th. But they also see where I paid the ,270.11 in march and that the customer service rep at that time set the next auto pay for June 14th (the next payment date)

So I can’t talk to the repo department until tomorrow. In the mean time am I go for calling the cops?

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