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My husband is looking at a 1995 Jeep Cherokee.
From what the guy that’s selling it told my husband, is that he bought the jeep from his father who repossessed it so it never came with a title.
In order for us to get an auto loan for it, we have to have a title.
Can’t the guy’s father call the bank or whoever financed it to get the title for it since he’s the one that repossessed it?
Thanks guys. I appreciate your input and honesty.

Hi. I co-signed on a car for my cousin in 2008. The car got repossessed in 2009 and the balance shown as ‘charged off’ on my credit is K. Today they told me if I pay 1/2 the balance they can settle the debt and if not they will send me to judgment. If I don’t pay the ,500 today (don’t have that kind of money) the only option I have to avoid judgment is arrange monthly payment on the entire balance. My question is, will they work with me and lower this at all? Does Wells Fargo typically send people to judgment over this kind of balance (mostly fees) or do they sell it to a collection agency?

A little bit of background on my situation:
Long story short, I had a business deal that went sour during the economic crash, and I am now trying to dig my way out. Slowly but surely.
I had two vehicles. One (that has been subsequently Repossessed) was financed through Ford Motor Credit as a lease. The other vehicle (Which I still have, and am making on time payments) Is financed through Huntington bank as a loan.
I am being sued for repossessed vehicle from Ford Motor Credit. Ford credit has sued me in court and won a judgment against me for around ,000. Today, I received a "Notice of Garnishment property other than personal earnings", with the description of the property/bank account reading "HUNTINGTON BANK" for "ANY AND ALL MONIES IN THE NAME OF THE JUDGMENT DEBTOR" . I am kind of confused as to what Ford Credit wants from Huntington? Can Ford Credit take my vehicle that is on a loan from Huntington even though I do not own it? My Huntington account is for an auto loan and not a deposit account, Thus, No money to take.

They want me to answer within five business days as to whether I Huntington is in possession of garnish able properties or monies. I am not sure how to answer.

Hoping someone can help me out with this.
I am in Ohio, if that helps.

I have always purchased my autos from my brother-in-law, who owns an independent (non-franchised) dealer. Since he buys the cars at auction, I save a lot of money. However, I’m currently unable to find anybody making loans for independent dealer purchases and I won’t finance the car through my brother-in-law’s lot. I have a credit score of 791 and have had numerous offers for "franchised" dealer purchases and person to person loans for cars. But none of the banks or lenders are allowing purchases from independent dealers. Where can I get a loan I can use at an independent dealer?

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