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Im planning to buy a used car. I want to pay cash, but im afraid of not having any record of the transaction being made. Any suggestions?

Car was repossessed on Monday.
We were making partial payments for the last four months since my husband was out of work. But that was not enough to keep us in good standings with the bank.
We bought the car through JDByrider and they use CNAC to finance the car. Called CNAC on Monday after the car was repossessed to speak with our account representative. We have two options.
1. Pay the car note bi-weekly until we get back into the good. Which will take us 6 months.
2. Take the repossession hit, buy a car with cash and pay the repossession off our credit (which is bad anyways).
We both work and both jobs are within walking distance. Our problem is that we are not sure if we can get the car back because they may by accident sell the car off privately and we still stuck with a repossession on our credit. Or we get into good standing and we have no way of going and getting our car.
The car has a lot of miles on it. Several problems. Resale value is maybe 1000.00 to 2000.00 if everything is in working order.
If someone has been through this please tell me what you did. We are very indecisive about what to do.

My wife was in an accident, car totalled, we received a check from insurance. We are putting our ceiling at K for a used car. I’ve heard if you are buying in cash that you usually have more leverage than someone buying through financing. If this is true, say we want a car listed at 16K, what price should we offer the dealer to begin negotiations?

My wife was in an accident, car totalled, we received a check from insurance. We are putting our ceiling at K for a used car. I’ve heard if you are buying in cash that you usually have more leverage than someone buying through financing. If this is true, say we want a car listed at 16K, what price should we offer the dealer to begin negotiations?

My wife was in an accident, car totalled, we received a check from insurance. We are putting our ceiling at K for a used car. I’ve heard if you are buying in cash that you usually have more leverage than someone buying through financing. If this is true, say we want a car listed at 16K, what price should we offer the dealer to begin negotiations?

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