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My car almost got repossessed because of ”lack of payments". However, I OWN my car.
The place where I bought my car was through a Mexican Car Dealership that self finance.
It’s the kind of place that gets wrecked cars but fix them enough to sell them.
Don’t judge…I was desperate and needed a car.
Anyways, last night the ”repo men” tried to repossess my car.
But I OWN it-I showed them my title and he said he legally can’t touch my car now and he took my information down and said he would contact me.
Anyways, this paper he had said I made my last payment on 01/04/11 and I owned 0…wrong!!
I paid it all off…I DID have all my reciepts but I threw them away when I moved my things into a different house. But all my informatioin they had was the same expect for the physical address and I never got anything in the mail saying I was behind in my payments.

Anyways just wondering can they still repossess my car? Is there a time frame when they are suppose to repo the car instead of EIGHT months later? Will I have to go to court? What are the things I need to prepare myself for? [So to speak...and if I go to court is there a way of winning?]
it was self financing…i didnt go through no bank or nothing! all i did was put 0 down one week and put another 0 so i could get the car then made 0 payment per month in the middle for a year…and i paid with cash everything and they hand wrote me a reciept….which i dont have anymore.

btw…i live in oklahoma but bought the car through kansas if that makes a difference.

I’m deciding if I want to switch or stay with the company I’m currently working for. I work at high end used car dealership, and debating whether to switch to Volkswagen used and new cars in Chicago. Please provide me with pro’s and con’s in which I can provide more information of the two in exchange for you questions. Thank You
I have been in the Car business for two months and I’m 21 years old

Ok here are the details i have a 3 year lease on my current car. I don’t want it anymore and i don’t want to trade, because ill end up upside down on payments..So would it be better to just give back my car to the dealership and then just go buy a used car..will I get penalized once I leave my contract? Oh also they told me I could break the contract after a year, i’ve had it for 6 months.

I am thinking about getting my first used car loan. If I go to a few different dealerships and they check my credit score for pre-approval for financing, does this negatively affect my credit score? If Dealer A checks my credit on Monday, and Dealer B and C checks my credit on Tuesday.. does this have negative impacts on my actual credit score, or report?

Thanks.

I’m buying a used car. Its in a different state than where I live. about 500 miles away.
without temproray tags, what do I need to do to be able to drive it home so I can get tags at the DMV in my home state?

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