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Some "friends" of mine took my car out without my permission and decided to rally it on a motocross track. They went off a jump and the front of my car was damaged. As of right now all I know is the grill fell off (easy fix), the oil pan needs to be replaced, and the alignment is most likely damaged. I haven’t taken the car into the shop yet, but I’m sure they’ll find more damage when they take a better look. The thing is that I’m making payments on my car to a "finance anyone" place, and my payment is due in 2 weeks. So I want to know what will happen if I can’t make the payment but my car is still damaged. Will they still repo the car? Will they take the car and make me pay for the damage? Or will they do something more severe like try to take me to court for damaging a car that’s not completely mine?

My place don’t have used car shop so i need to find it through online.Is it possible to buy car through online?

I had a car accident in 8/2009. My auto insurance was willing to pay for repairs. I had the car taken to a body shop. My insurance wrote a two party check. Before repairs could get done to my car the lien holder repossessed the car. I was out of work injured, lost my car and DEPRESSED. I filed for bankruptcy 09/2009. 04/2010 my insurance company called me and asked why i never cashed the check issued. I said it(check) was still with the body shop. They put a stop payment on the check and rewrote the check to a different body shop. ( NO I DON’T HAVE THE CAR) . I knew this body shop that did the works ( SOLD cars, body work and auto repair etc) . I found a car I liked and the owner and I went to cash it and the check had a stop payment!?! I called my insurance company and they said NO there is NO stop payment on the check. I returned the check and filed to take them to court.06/2010 I got a call from the lien holder and they stated they were contacted by my insurance company and they stated they were entitled to the money.I said I don’t think so because I filed bankruptcy 09/2009 and It would be complete 09/2010. My insurance’s lawyer is trying to get me to do a two party check with the lien holder….. I DON’T BELIEVE I OWE THEM ANYTHING.

I have a question regarding my title. About 10 months ago I took my car to a auto repair shop Aamco transmission to have some work done, after 45 days of BS, long story short the bill went from 00 to 00, so I had no way to pay for the work and Aamco told me if I could not pay the cost by that Friday then my car would be impounded and auctioned and thats all there was to it. Leaving it at that, this whole time I just thought my car was auctioned to pay the bill and nothing more I could do.

So 2 days ago, I get a Certified letter in the mail stating my car has been sitting on they’re lot and if I can make the payment of 00. I can have my car back and avoid any of the costly storage fees that could total now over 00 all together. So I call to ask questions about this situation, and they tell me the only way now to get my car back is to "Make an Offer" with the owner of my vehicle. But this makes no sense since I’m still the legal owner, I have never recieved any other information on this matter untill just now. They said they have sent me 3 letters within this last almost year, which I have never ever recieved, better yet they said they were certified, so there’s proof right there I never received them. And the guy basically told me on the phone if I don’t pay up or make an offer now "to the owner of my vehicle" he can just go to the bank and buy the title back. I told him the bank didn’t own the car I do, and he was basically stuck.

My question is: Is my car stolen? What do I need to do to get my car back, and do I need a lawyer?