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I have a friend who took out a 00 car loan August 2009. He paid on it for a couple of months until the balance he owed was around 50. They he suddenly stopped paying on it. He made his last payment February of LAST year (so it’s been about 13 months without paying). He stopped driving the car several months ago when the registration and insurance expired but he still has the car parked in his driveway and doesn’t want to return it to the bank (I have no idea why). I’m surprised the bank hasn’t tried to repo the car and was wondering if anyone knows why they haven’t? It’s Mountain America Credit Union if that makes a difference. Everyone else I’ve ever talked to has always told me that banks tend to repo a car after just a couple of months without making a payment, especially if you are not keeping in contact and trying to work payments out with them. He cut off all contact with the bank as well 13 months ago and never responded to their phone calls, e-mails and letters.

I had a car repossessed by Chase in Sept of ’08. It sold at auction for 6,000 less than it was worth. On my credit reports it shows that I owe chase nothing, only that it was a repo and charged off. They didn’t sue me either. I haven’t had anyone contact me about this debt. Did it disappear? If the debt was sold does the new company have to contact me (or report to a bureau)within a certain period of time?
MARIA:

YES it shows the same on all reports:
Past due {content}, Balance {content}. Profit and loss writeoff
Caveat Emptor:

How long does Chase have to sue me? I imagine each state is different, I’m in Nevada if you happen to know NEvada laws

You know the woman who wanna get married and build a family, even though some of them have been married before, have kids already, have a big sexual past, a lot of emotional baggage, contact with exes and their family members, habits from them etc!

Shouldn’t a used woman be in stock price just like the used car?

Serious question!

How would one contact Saturn to give them the address of a car they are attempting to repossess?

How would one contact Saturn to give them the address of a car they are attempting to repossess?
Thanks for the concern about the person you think I’m ratting on, but you really don’t know all of the details.
She’s in over her head, does not want the car anymore, and is too afraid to take care of things on her own.

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