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Strange question I know. So my mom is going through Credit Acceptance Center (shivvers) for a car. Back in March she got sick and missed some work, she was also trying to save up to move to a cheaper area in June. To help out I called Credit Acceptance Center on March 19th and told them I would like to pay 70.11 (3.37 x 3) to cover March, April and May’s payments. The rep said sure thing and took my money. April comes around and they try to pull 3.37 out of my mom’s bank account for April’s payment. That caused the bank to charge 2 NSF fees. I call Credit Acceptance, explain the situation and have them call the bank and ask if they will reverse the fees due to Credit Acceptance Centers mistake. They did. So, my mom works as a cook on a tug boat. She asked me to watch her car and her dog this month while she is on the boat. Both are in my yard. I go to feed the dog and hear her barking, they are towing the car.
I call customer service and verify the payments all processed. They are now saying they don’t do advance payments, despite the first rep I spoke to in March saying "Sure thing" and the second apologizing to the bank for their mistake and assuring me that they next payment would be due June 14th.
So is this legal for them to repossess the car? If not then can I call the police to report the car stolen and actually get Credit Acceptance Center into hot water?
Yes they deducted it all on March 19th. All ,270.11.
Oh I also paid her insurance up for 6 months to make sure that was good.
I called their customer service again tonight and they are saying the payment was due on May 13th. But they also see where I paid the ,270.11 in march and that the customer service rep at that time set the next auto pay for June 14th (the next payment date)

So I can’t talk to the repo department until tomorrow. In the mean time am I go for calling the cops?

ok so im watching the newestFast & Furious movie and the part where o’conner takes the bragga case hes in a computer room looking for cars imported by the LAPD is that actualy that they have all those racing cars stacked away in a garage up for grabs?like if i were to go to like a police auction or sumthing could i buy a nice car thats already has all the gear like body kits n all the flashy stuff? haha

that someone bought at auction or whatever, and it’s coming from afar, and you have to slow down or get nervous thinking it might be a real police car? I bet those people who own old police cars get a real kick out of that.
No more "you shouldn’t be speeding anyway" comments. Most people speed at least a little at one point or another (as the cops often do, even when not necessary!) so there’s no need for a sermon. I also have a habit of slowing down when I see a cop, even if I’m not speeding. I’ve also been pulled over for stupid reasons (once I was asked if I was lost) so I’m usually doing everything I can to not let that happen.

To the retired police officer, great answer. I had no idea. And btw, I have no interest in getting one.

I am so sick of the sicko sites that call themselves real. I would like to buy a car that isn’t a scam….
The ones that come up are so false…. To bad there are no cops around here to answer the question?????
Where are the real police auctions…. PLEASE????

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