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How can I legally repossess a car from a family member?
1st December 2010
My brother in law was down on his luck, so my husband and I decided to sell him our car that we owned. (We have a clear title). We gave him a great deal on the car and only asked for 00. (Half of what the car was worth). We had an orall agreement that we would not sign over the title until the full balance had been paid. He couldnt afford to pay it all upfront so we agreed on 280 dollars a month for 12 months. He payed regularly (for the most part) for 6 months and then just stopped paying because he said "he couldnt afford to pay for it". My brother in law has not attempted to make any kind of payment on the car for 8 months. I feel like he has taken advantage of my husband and I. To date, he owes 1500 dollars on the car. And I am paying his insurance. How do I legally get the car back? Do I have to return to him what he paid on the car if I take it back? My husband and I constantly fight about this. Please help…… This is ruining my marriage.
Any chance of being approved for an auto loan?
16th May 2010
Curious About Auto loan Inquiry
My fico is 672
I have about 7 credit cards all averaging about 4-6 years old with only 10% usage.
1 Collection for 0.00 ( they won’t delete it even with a payment in full )
But i have a repo back in 2008 which i cosigned for a family member which they did not pay the loan and ended up getting repossessed.
I have a car a paid cash for already, but what i am looking for is to put down ,000 down-payment on a used vehice that is around k..
Would i have any chance of being approved??
Been at the same job for well over 7 years, income 80k.
I agreed to sell my car privately and have not been paid. Can I repossess the car myself legally?
25th April 2010
I agreed to sell the car to a family member, after which I found they have a serious drug problem. I received an initial 0 toward the agreed price of ,200. I haven’t received any more money and it has been several months since our agreement. I happen to have a spare set of keys. I have tried contacting them to no avail. Can I repossess the car myself legally, or am I required to use a repossession agency?
Yes, the car is in my name and I have the title.
If I repossess it, am I required to return the 0 to them?
How do I go about financing a used car?
17th November 2009
I need about 00 and I have poor credit due to a family member screwing me over. What do I do? Can I still get liability insurance on a used car or do I have to have full coverage like a new car?
How much does insurance cost on a used vehicle? Do I HAVE to have full coverage or can I just get by with liability??