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Stating that they they sold the car for ,000 and now want the full balance of ,456 in 10 DAYS! I don’t have the balance, can I just send them 00 per month until it’s pay off, will they still take me to court. Please spare me the lectures, I need good advice, I already know I f*ucked up. What can I do to avoid going to court and wage garnishments? Should I see a lawyer
100 per month

Stating that they they sold the car for ,000 and now want the full balance of ,456 in 10 DAYS! I don’t have the balance, can I just send them 0 per month until it’s pay off, will they still take me to court. Please spare me the lectures, I need good advice, I already know I ******* up. What can I do to avoid going to court and wage garnishments? Should I see a lawyer

Okay, please listen before making sarcastic comments. You don’t know my whole story and I am not going to go through the entire thing either (it is a book). I have fallen upon poor health issues and had brain surgery awhile back. I have not been able to work. I had a loan that I took out to help pay on some medical bills (I still have more out there that the insurance did not pay). I was making my payments every month and on time.

I got behind due to the lack of money and stuff. I have a child that come first. Well, anyway, my mother was a co-signer on my loan (I gave her some of the money to help her out on her bills too – long story). The car is in my name, but the place I have the loan through has the title to my car as collateral. So, now I believe they are just going to come and repo my car. How will this affect my mother? I mean will they go after her first or can I just let them have my car? She knows of the situation and does not want me to get my car repossessed, but I have no choice because I don’t have the money to pay on the loan for awhile. I even may have to file bankruptcy due to my medical bills that were not covered by insurance. They are that bad. I was trying to keep up with all payments but some of them will not accept payments and continually harrass me and tell me that my payments (doctor bills) are not good enough.

Any good advice would be appreciated, please no sarcastic comments.

I have a question, I live in Maryland and I am interested in buying a house and buying a car, but I see that repossessed cars and homes are cheaper. Is there a official website that I can go to so I can see the listings and prices/ does anyone have any advice on repossessed cars and foreclosed homes? I would love all the good advice I can get.

Thank you.