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a debt collector for a credit card called and said my late payment was bank fraud, is this…?
12th March 2011
…true?
The debt collector said a lot of things, including the bank fraud statement and that I had committed criminal acts because they knew we had money and just weren’t paying them (they said they knew this because they knew we had made our car payment, which is true, we did make a car payment because our car was in jeopardy of being repossessed) and then coerced a settlement payment agreement from me that I told him I would not be able to pay, he will auto withdraw the funds from my checking account and he said if the funds were not available or if I stopped payment, I would be guilty of writting a bad check across state lines and that that would be a criminal act as it was illegal to knowingly write a bad check. My husband said to call him back and tell him I will not be able to honor the payment he made me agree to and that everything he had said to me about criminal activity and bank fraud was all harassment and coersion to illegally get a settlement payment.