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Ok so my car was repossessed about 2 weeks ago, thankfully i managed to get enough money to get my car back tomorrow from the towing yard about 1 hour away from where i live.

BUT the original towing company that towed my car before transferring it to another towing yard CLEANED out my car of all my belongings and other items. They told me it costs per bag per day. I had 4 bags of items and it’s been 28 days so total is 280+ invetory fee is 0.

Can they legally do that?? I pretty much went through hell to get the funds to get my car back.. i can’t afford this. And if i wait any longer i will NEVER be able to get my stuff back. I had a 0 video camera plus clothes and other things in my car.

Can they legally do this? OR any help/suggestions on what i should do?

Thanks,

what exactly will happen?

I have a car that i leased 2 years ago – the lease is up in July 2008 – however, i dont want the car anymore and i am already over my miles … if i have it any longer i will be stuck with thousands in overmileage usage. The car is in my moms name – and frankly her credit is already to hell…

i would like to know if i just stop paying the payment – and they come take the car – what will happen? will they also repossess belongings to pay what is owed on the car? or will they just send the bill to collection?

can someone please help?! thankkkksss sooo much in advance!

I was young, (22yrs old) had 2 jobs and made good money. I decided to trade in my old junk of a car and buy a brand new car. I had no credit history so my then bf helped co-sign for my new car. My interest was sky high but I didn’t care at the beginning because I had no idea what I was doing. I paid a very large amount per month and then after about a year, I lost my main job. A few months after that, I lost my other job. I now was collecting unemployment and went through HELL to make sure that car was paid off every month. I started making late payments and my life was just a mess because not only did I have to pay for that car, I had the insurance, rent, etc. I was no longer able to pay my car and that day came when Mr. repo came knocking on the door. They took my car after 2 years of me working my butt off and they auctioned it off for SO cheap (almost had a heart attack at how much they sold it for!)

This was in 2008 and 2 years later, I’m still struggling financially in more ways than a hundred lol…I have really bad credit, I can’t even open a bank account and I feel like my once so organized and amazing life is now totally off track. I don’t know what to do. These are my questions:

1. If I open a bank account, can my lender seize all my money? Not a savings, a checking account.

2. Being that I did not pay the upside down on the car (,000) should I file for bankruptcy and is it too late to do that after 2 years? And for those who want to suggest that I pay off the 16 grand, I’m not because I’m not going to pay for a car I don’t have anymore and you might say well you’re stuck with it you should have never bought a car you can’t afford I don’t want to hear it because you don’t know my story. I want serious answers, not answers that are going to sound mean and not help.

If there is anything that I’m missing? Please, any advise would be GREATLY appreciated. Thanks in advance