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411 on buying a used car from a private party?
15th January 2011
Hello, I want to buy a used car because my family can’t survive on just one.
When buying a car, what should I look for?
What should I ask?
After going through the process of deciding what car I want, how do I gain ownership of the car and what do I do next after buying it?
Help on vehicle registration and smog in California.?
30th December 2010
Hello,
For those who know about auto auctions in California you may know they auction cars that are not registered and does not have smog certifications. Please, I need to know how much it is to register a vehicle in California and how much it costs to get a smog certificate. Please help me.
Thanks and your appreciation will be greatly honored.
Repossessed Roomies Car?
25th December 2010
Hello my roomate and I switched cars for a while…i was aware that she was behind on her payments, but didnt think much of it. The repoman came and took her car while it was in my possession. Is this possible. There was no paperwork to sign…i thought with a repo there was a signature involved and the owner had to be there?
Please no rude comments….my roomate and i are students and are just trying to get by. all rude comments will be reported
What should you look for when you are buying a used car?
21st December 2010
Hello, I am looking into buying a used car but I have no experience in what to look for.
Can anyone give me any tips?
Ex: Miles before a car goes bad, price range, etc.
Thanks.
Auto Repossession laws and advice?
21st August 2010
Hello! I have a question regarding a vehicle repossession in Georgia. My car was repossessed in November of last year (2009) after I was 3 months past due on my loan. I lost my job and was in college full time and was unable to pay the payments. I tried everything that I could to avoid repossession, however I failed at all attempts. Anyway, I received a letter from the bank shortly after they got the car back that told me that they were going to sell it at a public auction unless I requested a private sale, etc. I did not respond to the letter because I had already tried to sell the car to no avail. I got a letter today telling me that they sold my car on June 30th at an auction for 1800, which leaves a deficiency of ,352.30 that I owe in full within ten days or they will take further action against me. I was wondering what I should do, as I obviously can not pay them. I can barely pay my bills that I currently have. My husband and I are living with his parents, we share a car now and I do not work as I am in college. I graduate in three weeks (Nursing) and will get a job shortly after that (providing that I pass the boards). Would the bank be willing to wait until then? And even then, I can only do a payment arrangment. Also, I thought that the bank was required to tell me when and where the car would be sold so that I could come to the auction if I chose?
Thanks for all help in advance!
I go to school 5 days a week. On Mondays, Tuesdays and Fridays, I work at hospitals, nursing homes, drs offices, etc. doing clinicals. I work from 6:30 am until 2:30 pm. On Wednesdays and Thursdays, I go to school from 8:15 am until 2:30 pm. I then go to my husbands job and sit in the parking lot until he gets off work at four and then we drive 30 mins home. The only job I would be able to get would be a part time job, which would be hard working two different shifts with only one car. My husband has one job. We live in a very small town, population less than 10,000 and with an unemployment rate 9% above state average. You think we’re the only ones without a job? I didn’t ask for your criticism, only your advice. You were too busy being judgemental to even answer the question.
And anyway, did I ever say that I was not going to pay the debt? No, I did not. My question was asking if the bank would likely be willing to work out a payment arrangement with me, as I can not pay the lump sum right now.
Thank you, Spock for your answer. To the second poster: This is an example of advice.
The reason I got the car in college was because the original loan was in my dad’s name. My dad got the car for me and made the payments. He later got sick and underwnent open heart surgery and since I had a good, stable job, I told him that I would take on the payments. I then took out a loan in my own name and took over the payments. Had I known then what I know now…. lol




