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Car repossessed or stolen?
11th March 2010
My daughter’s car was repossessed, so I thought. She had not made a payment in 5 months and one day we came home and it was gone. We thought they repo’d it. Now the financing company is saying they did not come get it. So now maybe it was stolen? I have to file a police report and say its missing. What are my options legally now? If they don’t find the car what can happen? I am confused. Serious answers only please.
Unfortunately, she only had liability insurance on the car so it isn’t covered for theft.
What happens if you don't get used car registered within 6 days?
10th March 2010
In Ontario, Canada it is required that a used car be registered with six days of purchase. I have gone a week over due to not being able to find insurance, what is the penalty?
I was young, (22yrs old) had 2 jobs and made good money. I decided to trade in my old junk of a car and buy a brand new car. I had no credit history so my then bf helped co-sign for my new car. My interest was sky high but I didn’t care at the beginning because I had no idea what I was doing. I paid a very large amount per month and then after about a year, I lost my main job. A few months after that, I lost my other job. I now was collecting unemployment and went through HELL to make sure that car was paid off every month. I started making late payments and my life was just a mess because not only did I have to pay for that car, I had the insurance, rent, etc. I was no longer able to pay my car and that day came when Mr. repo came knocking on the door. They took my car after 2 years of me working my butt off and they auctioned it off for SO cheap (almost had a heart attack at how much they sold it for!)
This was in 2008 and 2 years later, I’m still struggling financially in more ways than a hundred lol…I have really bad credit, I can’t even open a bank account and I feel like my once so organized and amazing life is now totally off track. I don’t know what to do. These are my questions:
1. If I open a bank account, can my lender seize all my money? Not a savings, a checking account.
2. Being that I did not pay the upside down on the car (,000) should I file for bankruptcy and is it too late to do that after 2 years? And for those who want to suggest that I pay off the 16 grand, I’m not because I’m not going to pay for a car I don’t have anymore and you might say well you’re stuck with it you should have never bought a car you can’t afford I don’t want to hear it because you don’t know my story. I want serious answers, not answers that are going to sound mean and not help.
If there is anything that I’m missing? Please, any advise would be GREATLY appreciated. Thanks in advance ![]()
Storm Damage to Auction Site in Scottsdale AZ
20th February 2010
can the police find out who a car is insured to?.. If the car is sold and never registered by the insurer?
14th February 2010
Imagine this scenario:
A car was brought from an auction by person1 for person2, the car was used by person2 with insurance but without tax and never registed. The car gets reported without tax 1 year ago and never used since, recently the car is then seen on the road "parked" and reported again to the police for no tax. person2 is now worried about the fines and possibility of invalid insurance. Now the only option seems to be to scrap or abandon the Lovely! car
… Can the police see who has insured the car (i.e. details of their name and address) and trace it back to person2?




