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Hi I bought a car from Arnold Clarks on hp. Was unable to complete payments as had to give up job to look after ill partner. The Finance company reposseced car back in good condition. They sold it below market value and sent me a bill for £1345. Why should I pay this? they have thier goods back and is not my fault what they sell it for. They have there goods back why should I admit Liability.

I’m going over my credit report, and feel pretty overwhelmed. I lost my car (rather it was repossessed) after losing my job and getting on unemployment, which is so much less that I can barely afford food every month, so forget about a car payment. And, quite frankly, I just want to know what happens if I don’t pay off these debts? I don’t have a lot of debts, but for a 21 year old college student, I’m pretty much in front of the financial firing squad as we speak. 5K on the car, 2K student loans (which don’t need to be paid back until I graduate), 1.5K on a Capital One card. Those are my concerns.
So question: what if I just never pay? Is it possible to rebuild my credit without paying them back? Doesn’t it reset every 7 years or something?
Thank you.

I have nuvell financial as the bank for my car. My husband lost his job and I am trying to pay all the bills on my own. My payments are due on the 15th of every month. I did not pay septembers payment or October and in two weeks there is another one due for November. I am trying to do everything I can but I am not eligible for an extension being that I had one at the beginning of the year. Does anyone know about when they will probably take the car? Someone who has had Nuvell would be really helpful! Thanks so much

im 21 and have a credit score of 525. i’d appreciate help on understanding it.
i owe almost 0 to a phone company who "charged off" the bill. [what does that even mean?]
and i owe ,077 on an auto loan who repossessed the car.
my life’s circumstances changed drastically [moved back home, going back to school, you know.] and i’m trying to get my credit to do the same. i know it takes time, bu what should i do to help it? i wont have a job until next summer when i finish school, and i don’t know what do do about it.

after paying off the phone bill, would getting a pre-paid credit card help any? i know if you make positive payments it will help your score, but i dont know if it’s enough to counter-balance the negativity from the other two items i owe money on.
does the car and phone-bill continue to ding my credit? or is it as low as it’s going to get?

I am a used car salesmen, im 19, and only been doing the job for 4 months. In my experience, its not the dealer riping you off. If you only took a little time researching what you are looking for instead of going in blind, you can work youre self a pretty good deal.

When a custumer asks if i can sell him "this" car for 10,000 i try and get it to him or her for 9. I get paid salary- no-commision.

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