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My car was just repossessed. What do I do next?
13th August 2011
My car payment was over 0/month. I was behind two months. I told them I was getting a lump sum of money in September and that would bring my account up to date. I was still sending payments, but they still repossessed my car. I called to see what I could do, and they want me to pay the full 15000, so I have to pay it off to get it back. They told me my state’s laws doesn’t require them to let me catch up on payments. I am so shocked. I don’t have the 15,000 to get my car out. I lost my job last year, found a pt job, ft student, and a mother. I am struggling. I have good credit otherwise. What can I do to save my credit? I have 20days to save my car. I have to figure all this out being carless. Anyone have any suggestions? People with experience only. Thanks!