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My car was repossessed on 1/29, i was 3 months behind. on 1/31 i called my finance company wells fargo and asked how much i needed to pay them to get the car back, they tell me that i need to pay the full balance of 14500. so i bite the bullet and chalk it up as a learning experience. then yesterday 2/7 i get a certified letter in the mail stating their intent to sell my car at auction, their starting price (6500.00) and where it will be auctioned. on the 2nd page it states to receive my property back i must pay the past due amount (1100.00) + 2 months security payments (730.00) and recovery costs in the next 15 days. and my loan will continue as if i never had defaulted. so i get my hopes up because i have the money now to get my car back now that im no longer unemployed and i call wells fargo up again. they tell me that that letter was a mistake and that i need to pay the full amount again. my question is would this be something i should talk to a lawyer about. i would like to not have this repo on my credit and i can afford to make the payments or even sell the car private for more than they would get at auction.
why send me a letter saying i can pay 2000 dollars and get it back then tell me i cant that same day. thats my main question.

So, I helped my irresponsible sister, who is 4 years older than me btw buy a car. Its under my name and she is the co-signer. I got a letter in the mail yesterday from the lein holder saying that the car had been repossessed and if I wanted it back I had to send 4 months of non-payment by 11/09. I tried to call her but no answer of course so I called the lein holder to see what the deal was. They said she hadn’t paid in 4 months and the car was taken a week ago on 10/15, so I’m pissed right! Well, she is on the phone with someone while I’m on the phone with that guy making the 2000 dollar payment and arranging to get the car back today. Should I say screw it and take the car away from her even if she gets mad to save my credit or should I let her try again. She is the most irresponsible of the family and she HAS done this before. I know I was dumb to help her but I could hear my mom yelling in my ear to help her, she was always bailing her out of stuff. What should I do, she won’t return my calls? Should I just go get the car from her?
Didn’t clarify myself right, she made the 00 payment, not me. Should I take it anyway and start the payments? I can make the payments no prob cuz I own my home and just paid off my truck last month!

I had a 2006 Honda Civic that I turned in, they auctioned it off and I’ve been paying the balance. I called them to find out the balance due today because I wanted to try and pay it off now, they said I only owe ,800 on it and then said for me not to make any more payments. The person on the phone wouldn’t tell me why. Told me to just wait for a letter in the mail.

Is this good or bad?

I have a question regarding my title. About 10 months ago I took my car to a auto repair shop Aamco transmission to have some work done, after 45 days of BS, long story short the bill went from 00 to 00, so I had no way to pay for the work and Aamco told me if I could not pay the cost by that Friday then my car would be impounded and auctioned and thats all there was to it. Leaving it at that, this whole time I just thought my car was auctioned to pay the bill and nothing more I could do.

So 2 days ago, I get a Certified letter in the mail stating my car has been sitting on they’re lot and if I can make the payment of 00. I can have my car back and avoid any of the costly storage fees that could total now over 00 all together. So I call to ask questions about this situation, and they tell me the only way now to get my car back is to "Make an Offer" with the owner of my vehicle. But this makes no sense since I’m still the legal owner, I have never recieved any other information on this matter untill just now. They said they have sent me 3 letters within this last almost year, which I have never ever recieved, better yet they said they were certified, so there’s proof right there I never received them. And the guy basically told me on the phone if I don’t pay up or make an offer now "to the owner of my vehicle" he can just go to the bank and buy the title back. I told him the bank didn’t own the car I do, and he was basically stuck.

My question is: Is my car stolen? What do I need to do to get my car back, and do I need a lawyer?