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I have a car I'm upside down in, will a bank negotiate a new balance if I go into bankruptcy?
9th February 2011
My loan balance is ,000 on my 05 Pacifica. I am an auto dealer and I can run auction reports and I know the car sells for 10,000 in the auction. Do you think Wachovia will negotiate a new loan based on what they will get for the car in the auction? The alternative is to throw the car into my bankruptcy and give it back anyway. Anybody have any insight on this?
I have a car I'm upside down in, will a bank negotiate a new balance if I go into bankruptcy?
5th February 2011
My loan balance is ,000 on my 05 Pacifica. I am an auto dealer and I can run auction reports and I know the car sells for 10,000 in the auction. Do you think Wachovia will negotiate a new loan based on what they will get for the car in the auction? The alternative is to throw the car into my bankruptcy and give it back anyway. Anybody have any insight on this?
Repossession Fee's prior to repossession?
4th May 2010
If someone is late on their auto loan payments and there is a current repossession out for the vehicle; Would there be repo fee’s assessed if the loan balance is paid in full before the vehicle is physically repossessed? Meaning no repossession actually occurred.
Can an auto finance company garnish someones wages who is ON SSI and doesn’t work for the loan balance? ?
23rd July 2009
If they repossessed someone car and then there is some amount owed, is this legal for them to garnish someones wages who is on SSI and does not work , and who lives in California