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Can you take back a used car you still owe payments on ?
13th September 2011
I brought a used car and i’m finding out that it has so many problems i still owe on the car. The thing is i want to take it back. I don’t want any money back from the deal i just don’t want the car and i don’t want to owe payments for it either.
Long story short my husband is getting 1300 BAH monthly. He hasn’t paid the rent so we are getting evicted and his car was repossessed. He threw a few punches at me so he also has a domestic violence case against him, and I moved out, out of state back to my parents. I am also pregnant. My question is, since I am living away from him for safety reasons am I entitled to the BAH? Especially if it’s obvious that he isn’t spending the BAH where it’s supposed to go?
NO, he won’t get convicted of the domestic violence charge because I don’t have the money to go back and forth to testify against him, so the judge will have to throw the case out (from what the prosecuting attorney told me)
The last thing I have money for is a divorce :/
Well then why do service members receive BAH only after they are married or have children? The last two don’t make any sense, the military gives him extra money not to piss it off as he pleases, but the purpose of it is to support his spouse, or whomever it is intended to. I just confronted another service member about this and he confirmed that the only plausible answer was the first one, because the military isn’t going to give you an extra grand a month for no reason, and if he’s not living up to his responsibilities he can get in trouble.
my car was repossessed.After the finance company sold it, there was a balance left that i was required to pay.?
1st June 2011
I didn’t pay the difference. bc no1. you already took the car. so now i have no transportation. no2. you already ruined my credit by putting repossession on there so now the chances of me ever being again to get another car are virtually impossible. and now bc you sold the car less than what it’s actually worth, you expect me to make up the difference? why would i pay for a car i no longer have? if i couldn’t afford the payment when i had the car, what is the incentive of trying to make a payment on a car i no longer have? so they decided they were going to teach me a lesson and take me to court. so now on top of the repossession, i have a JUDGMENT. well, i signed up with truecredit.com and was able to view all 2 credit reports & credit scores. I disputed all 3 judgments and they were all removed. QUESTIONS: if they notice, can they put it back on? What are the chances of them noticing? MOST IMPORTANTLY!!!!!!!!!! , if i never pay, can they garnish my wages or take my tax refund? Please don’t GUESS. please really know what you are talking about! Typically with repossession judgments, how far can they go to get the money?
NOT THAT I SHOULD BE EXPLAINING THIS TO ANY OF YOU BUT I LOST MY JOB AND MY PAYMENTS FOR ALMOST 0 ON A FORD FOCUS BC IT WAS THE FIRST TIME I EVER FINANCED A VEHICLE AND SO I HAD A HIGH INTEREST RATE. SO THAT’S WHY IT WAS REPOED. I COULD AFFORD THE PAYMENT AT THE TIME I SIGNED THE DOTTED LINE.
"Moving on, yes, you are legally obligated to pay the balance left on the loan". YOU ARE ANSWERING THIS QUESTION AS IF I ASKED IT.
I THINK EVERYONE IS MISSING THE POINT OF THE QUESTION. I’m not asking if you think it’s politically correct for me to pay the money back. I’ve already made up my mind about that. I know i’m responsible for the difference. I want to know about the tax refund and the garnishment of the wages. I understand the logistics behind everything. i know that this is protocol for them. I understand all that. none of that matters to me. i just want to make sure my tax refund and my wages are protected from this foolishness.
they already places a judgment against me but it wasn’t to garnish wages. or else it would have been said in court right?
my car was repossessed. After the finance company sold it, there was a balance that i was required to pay. ?
25th May 2011
I didn’t pay the difference. bc no1. you already took the car. so now i have no transportation. no2. you already ruined my credit by putting repossession on there so now the chances of me ever being again to get another car are virtually impossible. and now bc you sold the car less than what it’s actually worth, you expect me to make up the difference? why would i pay for a car i no longer have? if i couldn’t afford the payment when i had the car, what is the incentive of trying to make a payment on a car i no longer have? so they decided they were going to teach me a lesson and take me to court. so now on top of the repossession, i have a JUDGMENT. well, i signed up with truecredit.com and was able to view all 2 credit reports & credit scores. I disputed all 3 judgments and they were all removed. QUESTIONS: if they notice, can they put it back on? What are the chances of them noticing? MOST IMPORTANTLY!!!!!!!!!! , if i never pay, can they garnish my wages or take my tax refund? Please don’t GUESS. please really know what you are talking about! Typically with repossession judgments, how far can they go to get the money?
i know that there are 3 credit reporting agencies. that was a typo. if you notice after that, i said i said i disputed all 3 judgments!
equifax, experian and transunion, yes, i know this. this is one of the 1st things you learn about credit.
src50, they already placed a judgment , didn’t you read what i typed? we are past that. how long after the judgment will they garnish my wages bc its been over a year.
I THINK EVERYONE IS MISSING THE POINT OF THE QUESTION. I’m not asking if you think it’s politically correct for me to pay the money back. I’ve already made up my mind about that. I know i’m responsible for the difference. I want to know about the tax refund and the garnishment of the wages. I understand the logistics behind everything. i know that this is protocol for them. I understand all that. none of that matters to me. i just want to make sure my tax refund and my wages are protected from this foolishness. and i did get all judgments removed and i think i got 1 or 2 of the repo’s removed as well. ALL YOU HAVE TO DO IS DISPUTE and the credit agencies will send out a letter asking the company to verify the account if they don’t respond in 30 days , legally it has to be removed.
NOT THAT I SHOULD BE EXPLAINING THIS TO ANY OF YOU BUT I LOST MY JOB AND MY PAYMENTS FOR ALMOST 0 ON A FORD FOCUS BC IT WAS THE FIRST TIME I EVER FINANCED A VEHICLE AND SO I HAD A HIGH INTEREST RATE. SO THAT’S WHY IT WAS REPOED. I COULD AFFORD THE PAYMENT AT THE TIME I SIGNED THE DOTTED LINE.
WILL I BE WARNED BEFORE THEY GARNISH AND TAKE MY TAXES SO THAT I CAN HAVE TIME TO INTERVENE?
Hello knowledgeable guys!
I signed the contract to purchase a used car from used car dealership in Connecticut and paid a dawn payment 300$. My intentions were to send this car to my dad to other county, but I figured out the costumes fee a so ridiculously high, so it’s cheaper to buy car there. So I asked a dealer to cancel the deal. They refused to return my 300$ back. They didn’t offer me to sign a cancellation papers. In the contract it’s no even a word that is not refundable, and to be honest I wasn’t aware that they keep it. So the owner told me when this car will be sold I can have my money back. They sold it, but don’t want return my down payment (no return calls to resolve it). Unfortunately this agreement of returning my money was only verbal . And now the question: Can I return my money back? Thank you very much!
thank you very much Steve for you quick answer. But I think I have to be aware by dealer that down payment is not refundable. And i n my contract says that it`s down payment and they shoed me later small paper on the wall DEPOSIT is not refundable (not down payment) is it the same, does it makes any difference?:)




