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Title says

"02/15/2010 PACIFIC SW REGION 153,427 Auto Auction AUCTION ANNOUNCED AS FLEET/LEASE"

"A loan/lien is the legal right to take and hold or sell the vehicle of a debtor as security or payment for a debt. Normally, a vehicle will have a lien due to a loan or unpaid repair bill against the vehicle. Check with the seller to ensure that the lien has been satisfied."

Its owned by the auction (copart) how can they sell it if its under a loan???
Will chose best answer for any help thanks

Light System Rules:

REGARDLESS OF THE COLOR OF THE LIGHT ALL VEHICLES PURCHASED OR SOLD FOR 00.00 OR LESS ARE SOLD "AS-IS"!

• Red Light – ("AS IS") Sold with no arbitration. Unit is sold subject to any and all defects.

• Blue Light – ("Title Attached") Assignable title does not accompany car. Seller has up to 40 days to produce title. Buyer is cautioned not to spend any money on unit and not to sell unit until the title is received. After the 40-day period, it is the buyer’s option to return the car, or to wait a reasonable additional period of time for the title. When a buyer returns a vehicle because a title has not been timely delivered by the seller for any reason; the seller is responsible for all auction fees due on the transaction. The buyer will be responsible for the expense of returning the vehicle to MID-STATE AUTO AUCTION.

• Green Light – ("With Drive") Buyer has the right to up-to-one hour test drive the vehicle prior to finalizing sale. Vehicle is subject to arbitration policies.

Arbitration Policy

The following are subject to arbitration unless announced or identified on the block:

• Frame damage or frame repairs if reported to the auction within 48 hours of purchase. [Green Light Vehicles ONLY]

• Engine/Drive train/Defective AC systems if reported prior to leaving the premises.

• In spite of anything that may be stated otherwise in these rules and policies, cars selling for 00.00 or less and all diesels are sold "AS IS" and are not subject to arbitration.

The automotive sales industry has grown exponentially over the past 50 years causing great competition between auto sales dealers and thus creating price reductions in some areas. However, the cost for an average show-room vehicle seems uncomfortably high for many individuals seeking a decent vehicle. Due to this problem, some have attempted to take advantage of secret repossessed car auctions (also called seized car auctions).

The question is, do these seized car auctions offer a feasible alternative to purchasing a car from the auto dealership? The answer to that question is: ‘It depends’. It depends on the type of car you are looking for and it depends on the type of auto auction you enter.

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These seized car auctions are usually hidden or secret auctions and therefore you will need to gain privileged access which can be difficult at times.

To help out here, there have been created, auto auction agencies which are able to gain access to these secret auctions for any individual who wishes at a reasonably modest fee.

Some of these agencies can be found online, which is very convenient for most people. The most popular seized car auction access websites offer access to automobile auctions in every U.S. state as well as the U.K. and Canada.

Once you’ve found an auction access provider that suites you, you’re well on your way to purchasing your own car at a fraction of the usual cost.

It always helps to do your own research, see what people are saying about these companies, are they mostly satisfied or mostly disappointed by the service provided by the particular auction access provider?

Look also at their refund policy, to ensure that you are protected against companies that don’t deliver, then refuse to refund your money.

Hi. I co-signed on a car for my cousin in 2008. The car got repossessed in 2009 and the balance shown as ‘charged off’ on my credit is K. Today they told me if I pay 1/2 the balance they can settle the debt and if not they will send me to judgment. If I don’t pay the ,500 today (don’t have that kind of money) the only option I have to avoid judgment is arrange monthly payment on the entire balance. My question is, will they work with me and lower this at all? Does Wells Fargo typically send people to judgment over this kind of balance (mostly fees) or do they sell it to a collection agency?

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