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Odd question, but I’m just not sure how to proceed.
I’ve been getting phone calls from a Toyota dealership in my town (7 calls today alone) who claims that I wrote a bad check for about 0 in repairs on my Toyota. This would be okay, and not really a reason to ask the yahoo answers people, but…
1-I’ve never taken my car to this dealership for repair.
2-I don’t even OWN a Toyota. Nor does anyone in my household, I don’t drive, borrow, rent, or otherwise have possession of a toyota.
After finally talking to someone who didn’t seem hellbent on strong arming 0 from me, I found that the checking account the check was written on is an old account of mine that has been closed for quite some time. I didn’t realize I even still had checks from the account but it’s from my old account, complete with the old address that i’ve not even lived at for about 3 years, which is also an out of state bank, so I can’t exactly just run over to a branch and get some help.
I now live in NC. The address given to the dealership is not my current address, but is an address that i’ve lived at recently in NC. The check address is from an address in Ohio, and my bank is based in Texas. The dealership is telling me that it’s my information, so therefore I am responsible, and that if they’re not reimbursed that they will have a mechanics lien and repossess my car.
i don’t think they can do that, can they? And if so, wouldn’t they have to get the lien on this Toyota, not the car that I DO actually own? They told me that I need to file all kinds of police reports in NC as well as in ohio, too. In my opinion, if they took an out of state check without even verifying anything, that’s not my problem. Anyone have any suggestions on what to do here?
Can i force the loan company to come reposses this car?
17th February 2010
I can’t pay for it, and my ex isn’t paying anymore. whenever i try to get money he flips out. i even have police reports from him threatening to kill me. It was stupid to sign for it, i know that, and i’m completely willing to accept the consequences of that. I’ve tried to sell it, but no one will buy it since the loan isn’t paid off so i don’t have the title. i’ve asked Chrysler for voluntary repossesion twice (in april and september) but they refuse. i’ve told them i’m not paying, but they are holding out either to ruin my credit even more, or because they think i will pay. I’ve asked them to reposses, i know they’ll sell the car at auction and i’ll have to come up with the rest somehow and i know that. i just want them to take it so i can start repairing my credit and i won’t have to have any contact with my crazy ex anymore. So is there any way i can force them to reposses?




