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Can I get compensation for my car being repossessed?
9th July 2011
My car was taken from my home 1 month ago without confirmation from finance company.
The finance co contacted the guarantor by phone 2 weeks before and said that they would call back as they were informed that the car was paid for 1 year ago, in full end of 2009. They did not call just picked up the phone from my address. I thought it was stolen as I had no prior warning or a note from them, They cannot find the payments and I have sent them proof from my bank for the 6 requested. this has had a massive impact on my life as I drive to work etc.
The finance co did not update their records of change of address for guarantor in 2007 so he did not receive any warning letters and he has not changed his phone number. They called in the past when the could not find payments which was resolved by them checking their records for some time. My circumstances have not changed and set up a direct debit for 5 years without any breaks.
For all that read the details properly, the car was paid for in full 1 year ago and I have the bank statements to prove, the finance company cannot find the payments as they merged with another co in 2007 and they have made previous calls to say that they cannot find payments which they later found. I was not informed personally of them removing it by letter because they did not update their records previously with the guarantors new address. But have always had the same telephone number. We called the finance co because of a previous call they made to the guarnator saying that they was going to remove the care of which they were told that the car has been paid for. And I did report it to the police first and they could not trace ithe car in the whole country for 3 days thats why we called the FC. I also faxed my evidence to the FC 4 times and posted before they finally gave me a call, to say that they received it 2 weeks ago no one updated the history at no time.
I bought a used car in OH to register in NY. Can I drive it to Canada with temp tags?
25th April 2011
Bought a used car in Cleveland, OH and drove it back to my home state of NY where it will be registered once I have the actual title. I have temp tags (30 days) from the dealer, insurance, the bill of sale, and proof of registration transfer. I’ll only have the title in a week or so but I’m leaving to Montreal tomorrow. Will I have trouble driving it across the border?
I bought a used 2002 Acura TL from a dealer on Ebay?
16th February 2011
Here is my problem. The dealer is in Ohio and has 100% positive feedback. I also bought my mom’s car from them 9 months later. Anyway I pulled the carfax on the car before I bought it and discovered it had been in 2 wrecks. Nothing on the carfax said anything about major damage. The dealer claimed the car had been fixed and was in great condition. I also used CarChex to drive the car and inspect it. The CarChex report came back that the car was in great condition. I bought it and have had it for 11 months. I was going to sell it for something newer so I took it to Carmax to get appraised. WOW, this is the problem. They put it on a rack and noticed the frame had major damage and had been repaired. They also ran a AutoCheck report on it and it stated it was sold as a frame damaged car at the auto auction the dealer bought it from. Lemon Law on covers new cars so does anyone have any advice that want break me? Frame Damage was not disclosed but I have proof they knew!
Do i need to buy auto insurance before i buy a used car?
17th November 2010
I’m planning on buying a used car from a dealership this week. I currently don’t have car insurance because I have never owned a car. Now if I were to buy this car would I be allowed to drive it off of the lot with car insurance or would I have to have proof of car insurance before I get there?
Is it legal for an used car dealer to put the wrong mileage on the contracts I signed when buying?
18th September 2010
I am a first time car buyer. I bought an used truck and found out after signing the contracts, that the dealer put the wrong mileage on the contracts. I have proof that the mileage is wrong, and I am wondering if it is legal for the dealer to put inaccurate mileage on contracts. If not, what should I do about this?
The mileage on the contract I signed was wrong, and because of this, I couldn’t take advantage of the John Elway three day guarantee. I made the mistake of trusting the car dealer, and now I am stuck with a truck I don’t want. I have proof that the mileage on the contract was wrong, but I already signed the contract. Is it legal for the car dealer to print inaccurate information on a contract, and is there anything I can do about it?




