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I bought a car from a used car dealer, with finance from Santander (so not a dodgy deal) six weeks ago. When I bought it the car sales man told me I have 3 months warranty, but the only paper work I have is from the credit provider, so I have no proof of what he has said. The brakes are grinding, and I wondered if they would be liable as I have only done about 120 miles in the car.

The bank wanted to hold me liable for a cashiers check that they had cashed that was bad (unbeknownst to me). I had not refused to pay but had asked for some items to show my liability. Instead they repossessed my car, sold it and still expect me to pay the balance on the car loan. Do I have any rights for failure to follow due process or as an injured party or in any other way? Note: they never provided the proof of my liability for the cashier’ check.

I have a question regarding my title. About 10 months ago I took my car to a auto repair shop Aamco transmission to have some work done, after 45 days of BS, long story short the bill went from 00 to 00, so I had no way to pay for the work and Aamco told me if I could not pay the cost by that Friday then my car would be impounded and auctioned and thats all there was to it. Leaving it at that, this whole time I just thought my car was auctioned to pay the bill and nothing more I could do.

So 2 days ago, I get a Certified letter in the mail stating my car has been sitting on they’re lot and if I can make the payment of 00. I can have my car back and avoid any of the costly storage fees that could total now over 00 all together. So I call to ask questions about this situation, and they tell me the only way now to get my car back is to "Make an Offer" with the owner of my vehicle. But this makes no sense since I’m still the legal owner, I have never recieved any other information on this matter untill just now. They said they have sent me 3 letters within this last almost year, which I have never ever recieved, better yet they said they were certified, so there’s proof right there I never received them. And the guy basically told me on the phone if I don’t pay up or make an offer now "to the owner of my vehicle" he can just go to the bank and buy the title back. I told him the bank didn’t own the car I do, and he was basically stuck.

My question is: Is my car stolen? What do I need to do to get my car back, and do I need a lawyer?

I am planning on purchasing a used car for the first time from private seller and was wondering what are all the documents i would need in order to transfer the title over into my name and show proof of legitimate sale. I am not sure if it makes a big difference but i am also from texas as the title states.

Car was repossessed in May of 08. I called them and asked if they could send me a letter telling me what I owe them. They just sent me this letter saying the following:
"Your account number referenced above with Wells Fargo Auto Finance has been settled in full. Should you have any questions dont hesitate to contact us. Thank you."

SO confused. Do I still owe them money? Is this letter good enough proof of them saying the account is done?

Please help!!!

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