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I helped my son purchase a car but because he has no credit of his own, I am the primary borrower. His name is on the title with mine but, the car is registered in my name. Can I repossess the car from him and get his name off the title?

My recently deceased father-in-law bought my brother-in-law a 2004 Pontiac Grand AM after leasing it new for 3 years. After an argument, my brother-in-law gave the car back to my mother-in-law. She could not afford the payment and so my husband and I drove and made payments on it for 2 years before we had to purchase a new car. Since we were unable to make anymore payments, my mother-in-law decided to turn over the car to the bank. She called the bank and told them to come get it and dropped the insurance. It has been sitting in my driveway for 4 months. She gave them my address, so they know where it is. When will they come get it? Has there ever been a case where a bank didn’t repossess the car? What should I do? I don’t want it in my driveway anymore and my mother-in-law has nowhere to put it.
Selling it isn’t really an option. Even if she would, she could only get half of the loan value. The car is only worth 4,000. So, she still owes a balance that she cannot pay.

I want to put a large deposit on a used car, and pay the rest with my mobility money.
Is this allowed?

I had a home equity line of credit (refinanced 2nd mortgage into it) on a home that is way upside down. About 3 yrs after I did the HELOC, I purchased a car and financed through same credit union as my heloc. No funds from the heloc were used for the purchase of the car. My home got foreclosed on so I stopped payimg on the heloc also. I have been current on my payments for the car and have never been late and a repo guy showed up at my house with a repo order from my credit union saying it was collateral… it was not collateral and the only thing it has in common is it was through the same credit union as the heloc and it all comes out of my checking account with them. Is this even legal since I have fulfilled all the requirements as per the loan docs state for the auto? What do I do now?

i was looking at different listings to purchase a used car. i can get a better deal buying from an owner rather than a dealer. i would like to know what are my main concerns with doing this? and about making a safe legitimate transaction?

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