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I was never given any information about what was to be done with the car (auction, private sale, etc). Now a couple of months later, I have a collection agency (AIC) calling me. I haven’t answered yet because I really don’t have the time to talk when they do call so I don’t know if it’s post auction or pre auction.
If it’s pre auction, I’m guessing they are just trying to collect the total amount -
Oh, and on a side note, never deal with HSBC or Ed Voyles in the Atlanta area. 2002 Jetta TDI that was k got financed by HSBC for k. That’s 50% interest and Ed Voyles had to lie to the bank saying I was putting k down but wrote me a k ‘miscellaneous’ check and withdrew it after I deposited it into my checking account using the k check I wrote them to be cashed after theirs cleared.
- However, if it’s post auction and they are trying to collect on the remainder of what it didn’t sell for, I’ve never received any written or oral information from the bank regarding what they were going to do with the car. If I’m not mistaken, I was supposed to be informed as to the course of action they would be taking prior to it being taken. If so, I was not.
What ‘rights’ per se do I have if this stipulation holds true?

Thanks in advance.
Ok, you first 3 posters are idiots and trolls.
Read the information. I’m not asking ‘oh lordy lordy what do i do?’

I admit I should have stated that I co-signed with my brother who ended up losing his job [when the layoffs started] just over a year ago and all attempts to keep the payments up HAVE been made, so I’m not some punk who signed a contract and said ‘nah, i don’t wanna pay it.’
I TOLD them to repossess it because they kept calling me asking about when I was going to bring the payments up to date.
My question isn’t How will they, why have they, or when will they repossess it. Those of you who read it as such are retards.

What I asked was [due to some information that I had read regarding Rights of People Going Through a Repossession] if anyone knew of a law that stated what happened when a creditor doesn’t inform you of what will be done to said repo’d property. Such as ‘Breach of Contract’ on the creditor’s end.

Not all repo’s are the fault of the person being repo’d.

Government Auto Auctions
US Gov’t Surplus & Seized Car Auctions. From 0 or 95% Off!

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This concerns my husband’s old Santa Fe. Here are all the details I know: he leased the car with his ex (at the time), but when they couldn’t make payments (because of her over excessive spending) they returned the car. Fast forward 7 years later, my husband learned that he is being taken to (Small Claims) court for about ,000 – the dealership is claiming he still owes them for payment of the Santa Fe.

Now, my question(s) is/are:
1. Can they do this? Even though they got the car back and it was 7 years ago?
2. He was married back then to someone else, so can they go after HER, too?
3. This was 7 years ago and my husband has since sold a house – if they had filed back then, they could have put a "lean" on the house (as he told me) to get their money back…So would this recent complaint still be valid NOW?
4. They are taking him to Small Claims Court, which (as my husband’s father said) will only get them an amount NOT EXCEEDING ,000…yet they are suing for ,000…How does this make sense?
5. Doesn’t the repossession cancel out the lease agreement because they got their vehicle back? And is it like with cell phone companies, where you can just pay a fee to cancel a contract early?
6. We aren’t married yet, but we live together and have a 3-yr-old boy…Can they garnish MY wages too?

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Bought the car new in Washington state and I stopped paying on the car 7 years ago when I asked to see the original note. The banked huffed a little bit in a strongly worded letter but did nothing and never came for the car. I drove it for awhile and now the car has been in the garage because I cant register it in another state (oregon) without a release of lien and title. The incident has dropped off my credit report and the Statute of Limitations is up on the contract. What can I do to get the title from the bank?

thanks in advance

My current car is having some issues and I think its about time to look for another vehicle. Im a recent college graduate that is not making a lot of money and Im having a hard time finding a job that pays good.

I need to get a new car ASAP before my current car dies on me. I would like to know exactly where Police Auctions of repossed-cars are being held at in the Pittsburgh, PA area??? I also would like to know how I can become eligible to purchase vehicles from a Police Auction???? Also, I would like to know how much it would cost for me to register with a Police Auction distribution center????

I have no clue how any of this stuff works and would be extremely grateful to any one who can provide this Information. I really need precise facts about this auction and somebody to actually guide me in the right direction. Im on my own for the first time and having issues with my car. I need factual Information on how to go about this and fast. I just need the basics on where to find a police auction, how much its going to cost for me to register, and last but not least, how do I register with a police auction?????????

I would appreciate any help in achieving this goal, I need a car before my current car dies and I loose my job because I don’t have a car to get to work. PLEASE HELP!!!!\

Thanks in advance to all you who helped me in advance!!! This Information will be greatly appreciated!!!

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