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My car broke down in June and I had it towed to a repair shop, they said it will cost over 1k to fix it and I owe towing fee and they charge storage fees as well. I lost my job in May and fell behind on my auto loan payments and definately dont have the money for repair or to pay off towing fees. I spoke to the finance company and they said there is nothing they can do to help me get my payments caught up since I have used all those options in the last 12 months. I told the finance company where the vehicle was if they wanted it since im not going to run into a financial miracle to pay all this money. It has been over a month and they have not picked the car up from repair shop. The repair shop is saying if someone does not come for the car within 30 days they will get a magistrates title and auction it. I dont even know if thats legal and I am just stressed to the limit. Does anyone know if it is legal, or have any advice? I hope this makes sense!
I owe for storage and tow fees only, I told them not to repair since I did not know if I could come up with the repair amount. I knew they could put mechanics lien on it if they did.
The total amount owed to finance company is 8k im behind 3 months which is 1500. The tow service was 50 to tow and 35 dollars a day it has been there since June 23rd..The cars value is a measly 3k as well../sigh

My mom co-signed for a car we purchased. I defaulted on the payment. I switched jobs and I had to change my bill due date and that’s when it all started. I had to pay late fees, and it just escalated. The bank ended up taking the car. I was reading on a few articles about car repossessions and I learned so much like tow fees, storage fees, and defiency loan I have to pay back. My mom still doesn’t know the car is gone, I am so scared to tell her. I am for sure that I owe money on the car when they sold it to the auction. I would just pay the difference but do you know if they accept payment arrangements? I am thinking of filing for bankruptcy, how will this affect the car loan and what happens to my moms credit? Will the bank put a lien on her properties? Please advise. Thank you.

A ticket was mistakenly not paid, car was impounded in Los Angeles. Son took care of all issues regarding an abstract and license renewal, was waiting for the DMV to receive abstract for a total of 11 impound days. On day 12, son went to Police Dept to obtain release from the impound and was informed the financier, Wachovia Bank, had arrived an hour beforehand and took vehicle. All payments on loan are current and insurance and registration free and clear. Bank would not return calls for 5 days or any information or how to obtain the car. After many calls, finally was told the bank would not release car, and would be selling it off at auction due to the impound. Would not give any possibility of paying them the tow fees back or even discuss other than their "impound is why we are taking the car." Were told by the bank legal department that the vehicle had been there over 30 days… clearly mistaken information. Have any idea what direction to head? CANNOT EVEN WORK W/O A CAR !