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What You Should Do In Case Of A Car Accident
31st May 2010
Fender benders are pretty common and most people will have them a few times in their many years of driving. To minimize headaches associated with car accidents, it’s a good idea to always have car insurance.
Your first accident can be traumatic if you aren’t prepared for it. In all the confusion you can make mistakes or do things you regret. It’s a good idea to learn a few tips about what to do in case of an accident.
If the accident is a minor one and no one is seriously injured, go ahead and move the vehicles from the road. This is especially important if the accident occurred at a busy intersection. Leaving the cars on the road possibly can cause more accidents and injuries.
Don’t forget to turn on your vehicle’s 4-way flashers to warn other vehicles of the accident. Call the police as soon as possible. The police may or many not arrive. It depends on the severity of the accident and the policies of the local municipalities. Always get a police report if you can. Insurance companies rely on police reports for valuable insight into the cause of the accident.
Next, be sure to exchange contact information with the other driver. Take down his name, phone number, insurance company, policy number, driver’s license number and license plate number.
You may also want to get other details such as the make, model, year and color of the other vehicle. When you talk to the other driver, be sure not to admit fault. The police will determine who or what is responsible for the accident.
Another good idea would be to take pictures of the cars if you have a camera or camera phone at the ready. Take pictures before the cars are moved. Call your insurance agent as soon as soon as you can so they can begin processing your claim.
These precautions can make getting through an accident less stressful. It will make what comes next go more smoothly and let you breathe a little easier.
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