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Two of my car’s were repo’d last year after I lost my job and I believe they still had valid registrations, so out of the blue my insurance statement says my fees are going up cause I have two speeding tickets, which I never got in the mail or anything…could it be that the cars are still registered in my name and so maybe a camera caught them speeding and automatically blamed me? what do i do to fix this?

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1 Comment »

  1. It doesn’t sound like you have any idea why you have speeding tickets in your name, and you’re guessing it’s about the repo’s.

    The #1 cause of this sort of problem is that the DMV doesn’t have your correct address. This happens either because people move and forget, or something got flubbed, or they want to be hard to find. In any case, a stable PMB is very much your friend if you have this kind of problem.

    They CANNOT stick speeding tickets on your record without sending you mail about it, so I assume they did send mail and it didn’t reach you for some reason. You didn’t get the mail, you got a summary/default judgment. For informal things like speeding tickets they dispense with the formalities of certified mail and/or process server. On the other hand, that makes it easier to undo.

    I would say "you’re in lawyer country" but it sounds like you have more time than money. Turn that time into higher education (informally that is). You don’t need a tuition bill to learn stuff, just a healthy curiosity and a desire to win. Get yourself a Nolo Press book on fighting tickets. Libraries are well stocked with these.

    Comment by Wolf Harper — August 13, 2010 @ 4:17 pm

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